Managing how you pay on Amazon is essential, especially when your card expires, you switch banks, or you want to use a gift card instead. Whether you’re placing a new order or updating info for subscriptions, knowing how to change payment method on Amazon ensures your purchases go through without a hitch. Amazon lets you add, edit, or remove cards and accounts quickly from your payment settings. You can also set a new default payment method that works across devices, including the app. This guide explains the steps clearly so you don’t get stuck or lose your order due to outdated payment info.
How to Change Payment Method on Amazon (Step-by-Step)
- Open Your Amazon Account Settings: Sign in and click on “Your Account” from the top menu or navigation panel.
- Go to “Your Payments”: Scroll to the “Ordering and shopping preferences” section and select “Your Payments.”
- Manage Your Payment Methods: Under the “Wallet” tab, you’ll see all saved payment options.
- To update, click “Edit” next to the card or account.
- To delete, choose “Remove.”
- To add a new method, click “Add a payment method.”
- Set a New Default Payment Option: Choose your preferred payment method and click “Set as default” below that method. A green checkmark will appear once it’s updated.
- Confirm and Save: After making your changes, Amazon automatically saves the updates. You’re now ready to shop with your updated method.
- Verify for Active Orders: If you’ve already placed an order and need to change the payment, go to “Your Orders”, find the specific order, and click “Change payment method”—only available if the order hasn’t shipped.
- Use for Subscriptions and Digital Services: To update payment for subscriptions like Amazon Prime or Kindle, visit “Memberships & Subscriptions.” Click “Manage Payment” and choose or add a new method.
- Mobile App Instructions
- Open the Amazon app, tap the profile icon, then select “Your Account.”
- Scroll down to “Your Payments.”
- Tap the card or bank you want to update, or tap “Add new” to enter a new one.
- Save your changes, and the method will apply across all devices.
- Tips to Avoid Payment Issues
- Make sure the billing address matches your bank.
- Use valid cards with no pending fraud alerts.
- Avoid prepaid cards for recurring payments or subscriptions.
- Done—You’re All Set: Your updated payment method is now ready for use on Amazon. You can always revisit “Your Payments” to make further changes anytime.
Add a New Payment Method on Amazon
- Open “Your Payments”: Log in to your Amazon account and go to “Your Account” > “Your Payments.”
- Click “Add a payment method”: Inside the Wallet tab, select “Add a payment method.”
- Choose Your Preferred Option: Amazon supports:
- Credit/Debit Cards
- Amazon Gift Cards
- Bank Accounts (ACH)
- Amazon Store Card
- EBT Cards (for eligible items)
- Enter Details & Save: Add the info, including card number and billing address. Click “Add your card.”
- Want to Use PayPal?: Buy Amazon eGift Cards using PayPal elsewhere and redeem them under “Gift Cards” in your account.
Remove or Edit an Existing Payment Method
- Go to “Your Payments”: Sign in and select “Your Payments” under “Your Account.”
- Select the Card or Account: Choose the payment method you want to update or delete.
- To Edit: Click “Edit” to update expiration date, billing address, or cardholder name.
- To Remove: Click “Remove.” You must switch your default card first if it’s assigned to this one.
- Linked to Orders?: Go to “Your Orders”, switch payment, then remove the card.
- After Removal: Amazon confirms the deletion. The method won’t be used again unless you re-add it.
How to Change Default Payment Method on Amazon
- Access “Your Payments”: Go to “Your Account” > “Your Payments.”
- Find the Current Default: Look for the method labeled “Default.”
- Choose a New Default: Click “Set as default” under the method you want.
- Separate Defaults for Services: You can set unique defaults for:
- Orders
- Digital content
- Subscriptions
- Changes Apply Instantly: Your new default will be used automatically at checkout.
How to Change Payment Method for Amazon Orders Already Placed
- Go to “Your Orders”: Click “Returns & Orders” from the top menu.
- Look for Eligible Orders: Changes are only possible if the order is not shipped or says “Payment Revision Needed.”
- Click “Change Payment Method”: You’ll find the link next to the order summary.
- Select or Add New Method: Pick an existing card or enter new details, then save.
- Fix Declined Payments: Update the card within 12–24 hours to avoid cancellation.
- Some Orders Can’t Be Edited: Orders with promos or sold by third-party sellers might be locked.
- No Edit Link?: If missing, the order is already processing or shipped.
How to Change Payment Method for Amazon Subscriptions (Prime, Subscribe & Save)
- Visit “Memberships & Subscriptions”: Go to “Your Account” > “Memberships & Subscriptions.”
- Find Your Subscription: Click “Manage Subscription” next to the service.
- Click “Change Payment Method”: You’ll see your current payment details. Click to update.
- Choose or Add New Method: Pick from saved cards or add a new one.
- Expired Card Linked?: Update it to avoid subscription interruption.
- Update Each Subscription Individually: Payment updates don’t apply to all subscriptions by default.
- For Amazon Prime: Go to “Manage Prime Membership” > “Payment Settings.”
- Save Changes: Your next renewal will use the updated method.
How to Use EBT, Gift Cards, or Promotional Balances
- Use EBT: Add your SNAP EBT under “Add a payment method.” Works only for eligible groceries.
- Redeem Gift Cards: Go to “Gift Cards” and enter your code.
- Gift Cards Apply First: Amazon uses gift or promo balances before charging your card.
- Promo Credits Auto-Apply: Credits from offers (like No-Rush shipping) apply to eligible items.
- Combine Gift Card + Card: You can’t use two cards, but you can use a gift card + credit/debit card.
- EBT Limitations: Doesn’t work for digital items, subscriptions, or third-party products.
- Reload Balance Option: Add funds to your gift card balance for easy budgeting.
Fixing Payment Method Not Working or Declined on Amazon
- Check Card Details:Ensure number, expiration, and CVV are accurate.
- Check for Sufficient Funds: A low balance will cause the transaction to fail.
- Use a Different Method: Retry with another saved card or bank account.
- Watch for Card Blocks: Call your bank if you suspect a fraud block or hold.
- Billing Address Match: It must exactly match your bank’s records.
- Remove and Re-Add the Card: This often resolves silent errors.
- Prepaid Cards May Fail: Use credit/debit for subscriptions and digital items.
- Fix Declined Orders Quickly: Go to “Your Orders” and update payment immediately.
- Disable VPN or Proxy: A flagged IP address may block payments.
- Contact Amazon Support if Needed
How to Change Payment Method on Amazon App (iOS & Android)
- Open the Amazon App: Tap the app and log in.
- Go to “Your Account”: Tap the profile icon > “Your Account.”
- Select “Your Payments”: View your wallet of saved cards.
- Add a New Method: Tap “Add a payment method”, fill out the details, and save.
- Edit or Remove Existing Method: Tap the card > “Edit” or “Remove.”
- Set as Default: Tap “Set as default” to make a card your primary option.
- Syncs Across Devices: All updates reflect on desktop automatically.
How to Manage Payment Methods on Amazon Business Account
- Log In to Amazon Business: Visit Amazon Business and sign in.
- Go to “Business Settings” > “Payment Methods”
- Add a Business Card or Bank: Link company-approved cards or accounts.
- Assign Payment by Group: Allocate cards to teams or individuals.
- Set Default for All Orders: Streamline repeat purchases by assigning a default.
- Create Billing Profiles: Use unique profiles for departments or clients.
- Download Invoices: Access from “Business Orders” under “Your Orders.”
- Enable Approval Workflows: Prevent unauthorized purchases by requiring manager sign-off.
How to Contact Amazon Support If Payment Method Can’t Be Changed
- Go to Help: Scroll down and click “Help” from the Amazon homepage.
- Click “Something Else”: Bypass general FAQs.
- Select “Payments, Charges, or Gift Cards”
- Start a Chat or Request a Call: Choose “Chat” or “Call Me” options.
- Mention Important Details: Include order numbers, errors, or card types.
- Use the App for Support Too: Go to “Customer Service” in the mobile menu.
- Business Users:Use “Contact Business Support” in your Business dashboard.
- Tip: Keep a backup method saved while resolving issues.
FAQs – Amazon Payment Method Change
Can I use PayPal on Amazon?
No, but you can buy gift cards with PayPal elsewhere.
Why can’t I remove my card?
It may be the default or tied to active orders.
Can I split payment between two cards?
No, only one card + gift balance allowed.
How do I fix a failed payment?
Go to “Your Orders” and retry with a new method.
Can I assign different payment per address?
No, payment is chosen at checkout.
Will updating payment affect Prime?
Yes, if the card fails, Prime may pause.
How do I confirm if a card is active?
Look for a green checkmark under “Your Payments.”
Can I set different defaults?
Yes orders, digital items, and subscriptions can each have one.
Is EBT accepted for all items?
Only for approved groceries sold by Amazon.
Will updating card trigger a charge?
No, you’re only charged during purchases or renewals.
Final Verdict
Changing your payment method on Amazon is simple once you know where to look. Whether you’re updating a card, adding a gift balance, switching to EBT for groceries, or managing payments for subscriptions, Amazon gives you full control over every transaction. Keeping your payment information accurate helps prevent delays, failed orders, and interrupted services like Prime or Subscribe & Save.
With options available across desktop and mobile, and separate settings for business accounts, you can tailor your payment preferences to fit your needs. Always double-check your default method, update expired cards promptly, and keep at least one active backup to ensure a smooth shopping experience every time.